Our Leasing Programs : B&L Financial Inc. : Dynamic Financial Solutions

Our Leasing Programs

Individual Vehicle & Fleet Leasing

Offering a variety of flexible lease structures to individuals and small business fleets is a cornerstone of B&L Financials’ automobile lease program. We continually strive to provide the highest level of customer service found in the industry, through competitively-priced lease and loan arrangements that include many benefits, such as:

Competitive vehicle purchase programs through all major automobile manufacturer

Aggressive lease rates and terms

Residual pricing designed to eliminate “end of lease surprises” accomplished by matching vehicle depreciation value with anticipated residual value, and not artificially inflating residual value, just to offer low monthly payments

Commercial fleet management through disposition programs designed to maximize flexibility in managing fleet assets and reduce costs associated with maintenance and administration

Focusing on quality service through the day-to-day handling of time consuming details is our expertise. We attempt to eliminate the negotiation process typically found at the dealership level, by using our fleet purchase capability. Working with our customer hand in hand, to understand their needs, and structure a lease that won’t ultimately result in unexpected costs that can commonly be found in many “program leases”, or through larger lease or lending institutions. We continually focus on delivering a problem-free alternative to the traditional dealer negotiated purchase and lease process.

General Equipment Leasing

Both capital and operating lease agreements and loans are offered for all office related general business equipment purchases. In addition, we provide a variety of lease and loan options for manufacturing and construction equipment and most other industrial equipment applications.

Industries we service include:

Agriculture

Communications

Medical

High Technology

Software

Transportation

Marine

Leisure & Entertainment

Construction

Manufacturing

Leasing programs are offered through established relationships with vendors and manufacturers of equipment, as well as direct end-user client relationships. B&L Financial has the capability to adequately structure, underwrite and fund transactions nationwide ranging in asset cost from $25,000 to $20 Million. In many instances B&L Financial actively seeks long-term client engagements for the purpose of structuring and underwriting multiple lease financing transactions over extended periods of time. Typically, through these relationships, we competitively enter the secondary institutional investor marketplace and privately place all, or a portion of each transaction we underwrite. The key to each relationship we maintain is a thorough understanding of our clients’ business and financing objectives. Once we collectively define a client strategy, our focus then centers on the aggressive pursuit of our objective and the delivery of timely and effective results.

Directions for use: Application comes in .pdf format, which means you need to have Adobe Acrobat Reader. If you do not have Acrobat reader, click here to download the reader, then return to this page to complete the application.

You can either fill-out the application out in Acrobat Reader, save the document and e-mail it back as an attachment to rbalm@bl-financial.com or dlarson@bl-financial.com; or, print out the form, fill it out, and send it to our office

Individual Vehicle & Fleet Leasing \| General Equipment Leasing Our Leasing Programs Individual Vehicle & Fleet Leasing Offering a variety of flexible lease structures to individuals and small business fleets is a cornerstone of B&L Financials’ automobile lease program. We continually strive to provide the highest level of customer service found in the industry, through competitively-priced lease and loan arrangements that include many benefits, such as: Competitive vehicle purchase programs through all major automobile manufacturer Aggressive lease rates and terms Residual pricing designed to eliminate “end of lease surprises” accomplished by matching vehicle depreciation value with anticipated residual value, and not artificially inflating residual value, just to offer low monthly payments Commercial fleet management through disposition programs designed to maximize flexibility in managing fleet assets and reduce costs associated with maintenance and administration Focusing on quality service through the day-to-day handling of time consuming details is our expertise. We attempt to eliminate the negotiation process typically found at the dealership level, by using our fleet purchase capability. Working with our customer hand in hand, to understand their needs, and structure a lease that won’t ultimately result in unexpected costs that can commonly be found in many “program leases”, or through larger lease or lending institutions. We continually focus on delivering a problem-free alternative to the traditional dealer negotiated purchase and lease process. General Equipment Leasing Both capital and operating lease agreements and loans are offered for all office related general business equipment purchases. In addition, we provide a variety of lease and loan options for manufacturing and construction equipment and most other industrial equipment applications. Industries we service include: *Agriculture* *Communications* *Medical* *High Technology* *Software* *Transportation* *Marine* *Leisure & Entertainment* *Construction* *Manufacturing* Leasing programs are offered through established relationships with vendors and manufacturers of equipment, as well as direct end-user client relationships. B&L Financial has the capability to adequately structure, underwrite and fund transactions nationwide ranging in asset cost from $25,000 to $20 Million. In many instances B&L Financial actively seeks long-term client engagements for the purpose of structuring and underwriting multiple lease financing transactions over extended periods of time. Typically, through these relationships, we competitively enter the secondary institutional investor marketplace and privately place all, or a portion of each transaction we underwrite. The key to each relationship we maintain is a thorough understanding of our clients’ business and financing objectives. Once we collectively define a client strategy, our focus then centers on the aggressive pursuit of our objective and the delivery of timely and effective results.		Application for Individual Loan Application for Business Asset Liability Statement Personal Finance Statement Directions for use: Application comes in .pdf format, which means you need to have Adobe Acrobat Reader. If you do not have Acrobat reader, click here to download the reader, then return to this page to complete the application. You can either fill-out the application out in Acrobat Reader, save the document and e-mail it back as an attachment to rbalm@bl-financial.com or dlarson@bl-financial.com; or, print out the form, fill it out, and send it to our office