Meet the Team

Backgrounds of the two key principals of B&L Financial are:

RICHARD BALM
President
Co-founded B&L Financial, Inc. in September 1998 and has served as its President since its inception. Richard handles the vehicle and equipment leasing responsibilities for B&L Financial. Prior to founding B&L Financial, Inc., Mr. Balm was a Vice President at Lease Financial Group from 1995 to 1998, where he was responsible for originating vehicle and equipment lease transactions. From 1988 to 1995 Mr. Balm was a Vice President for PDS Financial Corporation and was responsible for the origination of transportation asset lease transactions for individuals and small fleet clients. Mr. Balm has experience in the transportation and equipment leasing industry since 1987.

DAVID LARSON
Vice President
Co-founded B&L Financial, Inc. in September 1998 and has served as its Vice President since inception. David’s responsibilities include the origination of corporate finance transactions, commercial real estate financing transactions; and, other large-scale financing arrangements. Prior to founding B&L Financial, Inc., Mr. Larson was a Manager at LAWCO Financial, LLC from 1997 to 1998, where he is active in the firms' corporate finance and advisory group. LAWCO Financial, LLC is a business unit of Larson, Allen, Weishair & Co., LLP, a large Minneapolis-based regional accounting firm. From 1996 to 1997, Mr. Larson served as a consultant for Juran & Moody, Inc. a St. Paul, Minnesota based Investment Bank. His responsibilities included the origination of taxable, fixed-income finance transactions. From 1990 to 1996, Mr. Larson was Vice President-Marketing for PDS Financial Corporation, with primary responsibilities involving the origination of lease and loan arrangements for a variety of equipment, vessel and other real property funding requests primarily involving the casino gaming industry. Mr. Larson has industry experience since 1985 in leasing, corporate finance, and financial advisory services.

Consulting Team

Under certain circumstances, B&L Financial will bring forward other qualified individuals with different financial services backgrounds as “special advisors” for specific engagements that require more specialized experience. These individuals have extensive experience dealing with B&L Financial clients, and offer diverse backgrounds in the fields of: accounting, legal and other areas of financial services.

Meet the Team Backgrounds of the two key principals of B&L Financial are: RICHARD BALM President Co-founded B&L Financial, Inc. in September 1998 and has served as its President since its inception. Richard handles the vehicle and equipment leasing responsibilities for B&L Financial. Prior to founding B&L Financial, Inc., Mr. Balm was a Vice President at Lease Financial Group from 1995 to 1998, where he was responsible for originating vehicle and equipment lease transactions. From 1988 to 1995 Mr. Balm was a Vice President for PDS Financial Corporation and was responsible for the origination of transportation asset lease transactions for individuals and small fleet clients. Mr. Balm has experience in the transportation and equipment leasing industry since 1987. DAVID LARSON Vice President Co-founded B&L Financial, Inc. in September 1998 and has served as its Vice President since inception. David’s responsibilities include the origination of corporate finance transactions, commercial real estate financing transactions; and, other large-scale financing arrangements. Prior to founding B&L Financial, Inc., Mr. Larson was a Manager at LAWCO Financial, LLC from 1997 to 1998, where he is active in the firms' corporate finance and advisory group. LAWCO Financial, LLC is a business unit of Larson, Allen, Weishair & Co., LLP, a large Minneapolis-based regional accounting firm. From 1996 to 1997, Mr. Larson served as a consultant for Juran & Moody, Inc. a St. Paul, Minnesota based Investment Bank. His responsibilities included the origination of taxable, fixed-income finance transactions. From 1990 to 1996, Mr. Larson was Vice President-Marketing for PDS Financial Corporation, with primary responsibilities involving the origination of lease and loan arrangements for a variety of equipment, vessel and other real property funding requests primarily involving the casino gaming industry. Mr. Larson has industry experience since 1985 in leasing, corporate finance, and financial advisory services. Consulting Team Under certain circumstances, B&L Financial will bring forward other qualified individuals with different financial services backgrounds as “special advisors” for specific engagements that require more specialized experience. These individuals have extensive experience dealing with B&L Financial clients, and offer diverse backgrounds in the fields of: accounting, legal and other areas of financial services.